Why did I receive a GO2bank Visa® debit card in the mail?
GO2bank, Member FDIC has partnered with The Bancorp Bank, the issuer of your AchieveCard Visa® Prepaid Card to help you through the transition of your AchieveCard account closing. Information on GO2bank, along with a GO2bank debit card, were sent with your account closure notice for you to consider for your future banking needs. When you choose GO2bank as your GO2, you can enjoy even more banking features, like no monthly fees** Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise $5 per month. and up to $200 in overdraft protection with opt-in and eligible direct deposits** Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).. Just activate the GO2bank debit card you received in the mail to open your account today.
How do I open a GO2bank account?
Opening a GO2bank account is fast and easy. Follow the card activation steps provided with your GO2bank debit card to open your account or visit GO2bank.com/start. If you no longer have a debit card, you can open an account at GO2bank.com and we will mail your new GO2bank debit card to you.
What are the benefits offered by GO2bank?
GO2bank is the ultimate mobile bank account, packed with features you’d expect to make it easier to manage your money.
Unlock exclusive GO2bank perks with direct deposit:
No monthly fees with eligible direct deposit** Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise $5 per month.. Otherwise, $5 per month** Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise $5 per month.
Up to $200 in overdraft protection with opt-in and eligible direct deposit** Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).
Get your pay up to two days early, government benefits up to 4 days early** Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account exactly or we will decline your deposit.
Build or repair your credit with a GO2bank Secured Visa® Credit Card** Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.
Plus, earn up to 7% cash back on eGift Cards bought in the GO2bank app** Activated, chip-enabled debit card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change. See Deposit Account Agreement (PDF) for details. and earn over 10X the national savings rate on up to $5,000 balance** Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of January 2023. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/11/23. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more..
If I received more than one GO2bank debit card in the mail, which card should I activate?
If you received more than one GO2bank debit card in the mail, you only need to activate one of those cards to open a new GO2bank account.
Follow the instructions provided with that card to activate your debit card and start using your GO2bank account. The account number associated with the card you activate is specific to each card, please make sure to use the account and routing numbers associated with the card you activate when setting up direct deposit to your GO2bank account.
You can then simply destroy the additional GO2bank debit card as that card has no value and is not active. The additional card was sent to ensure you did not miss out on the opportunity to transition to GO2bank.
How do I set up direct deposit with GO2bank?
Setting up direct deposit with GO2bank is easy! The card carrier you received in the mail with your GO2bank debit card has your GO2bank account number and routing number.
- Give this account information to your benefits or payroll provider to set up direct deposit to your account.
- You should start receiving direct deposits within 1-2 pay cycles.
If you have more questions about direct deposit, visit the GO2bank Help Center to find answers to top questions, live chat, and more.
If you received more than one GO2bank debit card, please make sure to use the account and routing numbers associated with the card you activated to open your GO2bank account. You can also get your account information by visiting your direct deposit page online or in the GO2bank app.
Reminder: Your AchieveCard Visa Prepaid Card account will not accept deposits starting October 19, 2022.
I no longer have or did not receive a GO2bank debit card in the mail, how can I open a new account?
If you would like to open a GO2bank account, and did not receive a GO2bank debit card in the mail, opening an account is easy at GO2bank.com. Once you finish opening your account online, we will mail you a GO2bank Visa® debit card to activate and use everywhere Visa® debit is accepted in the U.S.
What if I have additional questions about GO2bank?
Get help in seconds in the GO2bank Help Center. Check out top questions, quick help guides and more FAQs.
Or call Customer Support at (855) 459-1334. We're available to help you 24 hours a day, 7 days a week.