Give us another GO

We boosted your negative balance to $5 for a fresh start​** Your account balance was negative when you were selected to receive a balance boost to $0, the $5 fresh start bonus and monthly fee waiver until May 1, 2023. If you added money since then...great! Log in to check your current balance, see any recent deposits or other activity. Promotional credits are reported on form 1099-INT to the IRS.

Plus, enjoy no monthly fee
until May 1, 2023

Now make a deposit to keep the momentum GOing!

Best value

Set up direct deposit to keep enjoying no monthly fees** Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise $5 per month.

Transfer money from a linked bank account for free** Activated, personalized debit card required to make a bank transfer. Limits apply to bank transfers. Subject to your bank’s restrictions and fees. Bank account verification services provided by Plaid.

Fastest options

Deposit cash today at over 90,000 retail locations** Retail service fee and limits apply. See Deposit Account Agreement (PDF) for details.

Cash your check in minutes** Activated, chip-enabled debit card required to use Ingo Money check cashing service. Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions and Privacy Policy. Limits apply. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money's sole discretion. Fees apply for approved Money in Minutes transactions funded to your account. Unapproved checks will not be funded to your account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See Deposit Account Agreement (PDF) for details. Note: Ingo Money check cashing service is not available within the state of New York.

Transfer money instantly from a linked debit card** Fees and limits apply to debit card transfers. See Deposit Account Agreement (PDF)

Lost your card? Reporting your card lost and requesting a new one is free and easy.