Get your pay up to 2 days early with ASAP Direct DepositTM** Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account exactly or we will decline your deposit.

Get your government benefits up to 4 days early. Plus, direct deposit unlocks exclusive perks!

Already have a GO2bankTM account?
Log in to set up direct deposit.

Free Samsung Galaxy Smartphone with direct deposit of $200 or more

when you pay for 2 months of wireless service.**
See order page for terms.
Receive a payroll or government benefits direct deposit by 3/15/22 to be eligible.

It’s easy to set up direct deposit

Log in to find your GO2bank account and routing numbers to give to your employer or benefits provider.

Need a direct deposit form? Download a GO2bank direct deposit form and fill in your info.

Set up direct deposit to unlock ultimate value

Get your pay up to 2 days early

Get your government benefits up to 4 days early** Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account exactly or we will decline your deposit.

Your monthly fee is waived

whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise, $5 per month.

Overdraft protection up to $200

with opt-in and eligible direct deposits** Activated, chip-enabled debit card and opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Learn more about Overdraft Protection (PDF).

Build or rebuild your credit

over time with responsible use of the GO2bank Secured Visa® Credit Card. Easily apply after eligible direct deposit.** Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.