Money Moves

1 Step Forward, 2 Steps for Cash Back: How to Get Cash Back with GO2bank™

1 Step Forward, 2 Steps for Cash Back: How to Get Cash Back with GO2bank^TM

You’ve heard that old saying, “You’ve got to spend money to make money,” but has that ever felt true? Well, it’s true with a go-to on your side and GO2bank eGift Cards in your virtual pocket! A lot of banks have cash back options nowadays, but most cash back options max out at around 3% , if you’re lucky. With GO2bank eGift Cards, you can earn up to 7% instant cash back when you purchase eGift Cards to your favorite stores and online retailers.¹ Here’s a rundown on how eGift Cards work and how they can help you make some extra dough.

How eGift Cards work

We made our eGift Cards with you and GO2ers like you in mind. That means they’re designed to be easy, useful, and help you get the most from your hard-earned money. Check out this short video to learn how eGift Cards can earn you cash back.

See? Finding the right eGift Cards and earning cash back is super easy.

Just log in to the app, scroll down, and tap the earn cash back tile.

From there, browse through merchants or use the search field to find your favorites, then use your available balance to purchase eGift Cards.

And voila – you just earned up to 7% instant cash back! Your cash back is instantly added to your available balance, and your eGift Cards are in your in-app eGift Cards wallet. From there, you have the option to archive or redeem eGift Cards, or refresh and view your balances.

You can use your eGift Cards on the merchant’s website by using the provided Card number and PIN, or in-store using the scannable barcode provided with your eGift Card. The cashier can scan the barcode right form your phone!

Oh, did we mention eGift Cards never expire? And you can purchase any number of eGift Cards totaling up to $1,000 every. single. day. You can also gift eGift Cards to other GO2bank accountholders. That’s, like, a win-win-win situation!

How instant cash back moves your money forward

When we say “instant cash back,” we don’t mean “in a few minutes” or “later that day.” We really mean instant. How do we do it so fast? Satellites? Magic? 🤷 However we make it happen, we do it so it can help you plan, save, and earn a little bit more - faster. With a little bit of forethought, you can turn common shopping expenses into ways to add money back to your balance.

House

Is it finally time to paint over that accent wall you thought was a good idea? Or maybe you need to make some repairs around the house. Does Roscoe need some new dog food? Whether it’s gardening supplies, spring cleaning equipment, or DIY tools, you could buy an eGift Card to your favorite hardware store in the parking lot and have the cash back added to your account before you even walked in the store.

Food

Let’s say you need to have groceries delivered. Maybe you’re planning a dinner out with the fam. Or grabbing some takeout for a night in on the couch. Got a quick lunch break and want to grab something on the go? You can buy eGift Cards to your favorite food spots and add all the cash back you earned to a savings vault² before you even take your first bite.

Travel

Need to book a flight? Want to rent a place a near the beach this summer? Or maybe you just need a ride from one place to the other. Wherever you’re going, be sure to go to the eGift Card shop first so you can earn that cash back before your driver even shows up.

Entertainment

Need to have the newest game the second it’s released? Heard about a new show worth a binge but don’t have that streamer yet? Maybe you want tickets to a movie, a concert, or a sporting event tonight. Pop on the app and find the eGift Card earning you cash back before you even find your seat.

Fashion

Maybe you want to get some new threads for summer. Or want to get a new makeup regimen going. Is it time to treat yourself to a blowout or finally shave that ‘stache? Yup, we’ve even got eGift Cards to earn you cash back while you’re literally sitting pretty.

Whatever expenses you have, there’s an eGift Card waiting on the app to earn you instant cash back. Whether you’re making a budget for the week, doing some impulse shopping online, or heading out for pet food, be sure to check the app before you go. There is instant cash back waiting to be added to your account.

The views and opinions expressed here may not represent the views and opinions of GO2bank, Green Dot Corporation, or its affiliates. It is presented for general informational purposes only and does not constitute tax, legal, or business advice.

The GO2bank Blog may contain hyperlinks to sites that are not operated by GO2bank. The GO2bank Privacy Policy does not apply to the linked sites, and you should consult the Privacy Policies on those sites for further information. GO2bank does not provide and is not responsible for the product, service or overall content on those sites.

¹Activated, chip-enabled GO2bank card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. See Deposit Account Agreement for details.

²Money in a savings account cannot be used for purchases, cash withdrawals or to cover overdrafts until funds are transferred back to your deposit account. Account balance limits apply.

* When on a desktop, hover over * to view important disclosures. When on a mobile device, click on * to view disclosures.

The views and opinions expressed here may not represent the views and opinions of Green Dot Corporation or its affiliates. It is presented for general informational purposes only and does not constitute tax, legal or business advice.

The GO2bank Blog may contain hyperlinks to sites that are not operated by Green Dot. The Green Dot Privacy Policy does not apply to the linked sites, and you should consult the Privacy Policies on those sites for further information. Green Dot does not provide and is not responsible for the product, service or overall content on those sites.

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.

Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

GO2bank is Green Dot's flagship mobile bank account. Green Dot has serviced more than 80 million accounts over the last 24 years.

GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services.

Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants. Partner terms and conditions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

1 Step Forward, 2 Steps for Cash Back: How to Get Cash Back with GO2bank™