Early payday is right on time

Early payday is right on time

When every paycheck matters, you should get it when you need it - early. At GO2bank™, your paycheck comes up to 2 days early and government benefits up to 4 days early with direct deposit.** Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period.  The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account.

Open an account

Already have a GO2bank account?
Log in to set up direct deposit.

When every paycheck matters, you should get it when you need it - early. At GO2bank™, your paycheck comes up to 2 days early and government benefits up to 4 days early with direct deposit.** Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period.  The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account.

Open an account

Already have a GO2bank account?
Log in to set up direct deposit.

Getting paid early is easy at GO2bank

Watch this helpful video to learn how easy setting up direct deposit is and what perks you can unlock to help you get from one paycheck to the next.

Then, log in to the app or GO2bank.com to get your account numbers to give to your employer or benefits provider.

Or, you can download a GO2bank direct deposit form and fill in your account info.

Download direct deposit form

The perks don’t stop with early paydays

Get your pay early

See your paychecks deposited up to 2 days early and government benefits up to 4 days early** Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period.  The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account.

Keep more
of your money

Keep more of your money

Save more when you don’t pay a monthly fee after receiving eligible direct deposit** Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise $5 per month.

Stay covered
when you need it

Stay covered when you need it

Rely on up to $200 in overdraft protection with opt-in and eligible direct deposits** Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).

Give yourself
better credit

Give yourself better credit

Easily apply for the GO2bank Secured Visa® Credit Card after eligible direct deposit** Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.

Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account.

Offer not transferrable to other accounts or accountholders. Offer available only for first-time direct depositing customers. To become eligible for free phone, your GO2bank account must be in good standing and your direct deposit of $200 or more must be from payroll, government benefits or unemployment benefits and post to your account between 7/14/21 and 3/15/22. Eligible customers will be sent an email to the address on file with a link to a webpage where you can order your phone. Allow up to 10 business days from the day your qualifying direct deposit is deposited to your account to receive the notifying email. Free phone requires payment of $100 for first two months of service, plus shipping. No annual contract required. Payment requires a valid debit or credit card with verified billing address. Service includes talk, text and data and is subject to terms. State and local taxes/fees may apply. Offer, device and plan are subject to change. Service may not be available in all markets. Rules and other restrictions apply. Void where prohibited or restricted by law. Limited time offer and only valid in the U.S. Available while supplies last. See order page for complete and current offer details. The Android™ robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution license.

Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).

Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.

NO PURCHASE NECESSARY. Sweepstakes starts 12/1/22 ends 4/30/23, subject to Entry Periods as outlined in the full Official Rules available at go2bank.com/win500. Must be a legal permanent resident of the 50 U.S. or D.C. (excl. VT, PR & U.S. Territories and Possessions) & 18 or older to enter. Participation excludes cards purchased at retail stores. Prizes (100): $500 to be awarded as credit or a check. Void where prohibited.

Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise $5 per month.