Get your pay up to 2 days early with ASAP Direct DepositTM** Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account exactly or we will decline your deposit.

Get your government benefits up to 4 days early. Plus, direct deposit unlocks exclusive perks!

Open an account

Already have a GO2bankTM account?
Log in to set up direct deposit.

Free Samsung Galaxy Smartphone with direct deposit of $200 or more

when you pay for 2 months of wireless service.**
See order page for terms.
Receive a payroll or government benefits direct deposit by 3/15/22 to be eligible.

Learn how to get a free Samsung Smartphone

It’s easy to set up direct deposit

Log in to find your GO2bank account and routing numbers to give to your employer or benefits provider.

Need a direct deposit form? Download a GO2bank direct deposit form and fill in your info.

Download direct deposit form

Set up direct deposit to unlock ultimate value

Get your pay up to 2 days early

Get your government benefits up to 4 days early** Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account exactly or we will decline your deposit.

Your monthly fee is waived

whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise, $5 per month.

Overdraft protection up to $200

with opt-in and eligible direct deposits** Activated, chip-enabled debit card and opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Learn more about Overdraft Protection (PDF).

Build or rebuild your credit

over time with responsible use of the GO2bank Secured Visa® Credit Card. Easily apply after eligible direct deposit.** Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.

Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account exactly or we will decline your deposit.

Offer not transferrable to other accounts or accountholders. Offer available only for first-time direct depositing customers. To become eligible for free phone, your GO2bank account must be in good standing and your direct deposit of $200 or more must be from payroll, government benefits or unemployment benefits and post to your account between 7/14/21 and 3/15/22. Eligible customers will be sent an email to the address on file with a link to a webpage where you can order your phone. Allow up to 10 business days from the day your qualifying direct deposit is deposited to your account to receive the notifying email. Free phone requires payment of $100 for first two months of service, plus shipping. No annual contract required. Payment requires a valid debit or credit card with verified billing address. Service includes talk, text and data and is subject to terms. State and local taxes/fees may apply. Offer, device and plan are subject to change. Service may not be available in all markets. Rules and other restrictions apply. Void where prohibited or restricted by law. Limited time offer and only valid in the U.S. Available while supplies last. See order page for complete and current offer details. The Android™ robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution license.

Activated, chip-enabled debit card and opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Learn more about Overdraft Protection (PDF).

Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.