The app unlocks the ultimate in value
Earn up to 7% instant cash back when you buy eGift Cards in the app. Earn 2% cash back on Amazon eGift Cards bought in app** Activated, chip-enabled debit card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change. See Deposit Account Agreement (PDF) for details.
Overdraft protection up to $200 with opt-in and eligible direct deposit** Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).
Set up a vault and earn over 10x the national savings rate average with 4.50% APY paid quarterly on up to $5,000.** Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of January 2023. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/11/23. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
The key to convenience
Pay your bills from a single app – even send a check to make a payment!
Find free ATM locations near you** See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply.
Lock & unlock your card with a tap for added security** Previously authorized transactions and deposits/transfers to your account will function with a locked card.
Easily add money to your account
Deposit cash with just the app at participating retailers nationwide ** Retail service fee and limits apply. See Deposit Account Agreement (PDF) for details.
Link a debit card ** Fees and limits apply to debit card transfers. See Deposit Account Agreement (PDF) or bank account ** Limits apply to bank transfers. Subject to your bank’s restrictions and fees. Bank account verification services provided by Plaid. See Deposit Account Agreement (PDF) for details. and transfer money to your GO2bank account