Raise your credit scores instantly and get your FICO^® Score for free^^Credit Score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO Scores (Such as FICO® Auto Scored and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Average users who received a boost improved their FICO® Score 8 based on Experian Data by 12 points. Some may not see improved scores or approval odds. Not all lenders use credit information impacted by Experian Boost™.

Plus, get free access to your Experian credit report and identity theft protection features when you enroll in Experian Credit Care Advantage™

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Experian Boost™
FICO® Score
Dark Web Surveillance
Experian CreditLock

Only Experian can raise your FICO^® Score instantly – free with Experian Boost™^*^*Average users who received a boost improved their FICO® Score 8 based on Experian Data by 12 points. Some may not see improved scores or approval odds. Not all lenders use credit information impacted by Experian Boost™.

For the first time ever, get credit for your Netflix^®, Hulu™, Disney+™, HBO™, phone and utility payments – only with Experian Boost™.

Unlike credit repair companies, Experian Boost is completely free and can increase your credit scores fast. Credit repair may cost you thousands of dollars and only help fix inaccuracies, which you can do yourself for free. Piggybacking services that add you to a stranger’s account are risky and considered deceptive by lenders. Raise your credit scores securely with Experian Boost.

For the first time ever, get credit for your Netflix^®, Hulu™, Disney+™, HBO™, phone and utility payments – only with Experian Boost™.

Stay up to date with access to your free Experian credit report and FICO^® Score^*^*Credit Score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO Scores (Such as FICO® Auto Scored and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether.

Your credit scores are calculated from the information found in your credit report. See the factors influencing your FICO^® Score, including payment history, amount of debt, credit history length, amount of new credit, and credit mix.

Experian credit report and FICO^® Score refreshed every 30 days

Monitoring of your Experian credit report and FICO^® Score with alerts

Credit cards and loans matched for you

Take better control of your identity with identity theft monitoring, alerts, and dark web surveillance

If you have ever been a victim of a data breach, the Dark Web is a place where your sensitive information might live. Identity thieves use the Dark Web to buy and sell personal information to potentially commit fraud.

Dark Web Surveillance monitors the depths of the web daily to identify activity associated with your identity. We’ll notify you immediately if any exposure of your monitored personal data is found. Experian looks for information in the following locations:

Web pages, blogs, bulletin boards, peer-to-peer sharing networks, forums and chat rooms

Malware samples

Social media feeds

Web services, servers and file transmissions

Control at your fingertips with Experian CreditLock

With Experian CreditLock you have the ability to control who can access your Experian credit file with the touch of a button. Lock your credit file keeping fraudsters and identity thieves away.

Lock your Experian credit file to protect against identity theft

Unauthorized access to your credit lock is blocked

Real-time alerts if anyone applies for credit in your name

Easily lock and unlock your Experian credit file anytime

* When on a desktop, hover over * to view important disclosures. When on a mobile device, click on * to view disclosures.

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.

Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

GO2bank is Green Dot's flagship digital bank. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners.

GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services.

Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. Partner terms and conditions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.