Turn your money into more money with our 4.50% APY
Turn your money into more money with our 4.50% APY
When every penny counts, make your money go farther. Put what you can in a high-yield savings account and we’ll help that money grow. Earn over 10x the national savings rate average.** Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of August 2023. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.42% is determined by the FDIC as of 7/17/23. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
When every penny counts, make your money go farther. Put what you can in a high-yield savings account and we’ll help that money grow. Earn over 10x the national savings rate average.** Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of August 2023. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.42% is determined by the FDIC as of 7/17/23. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
Win big each week in our $50,000 Win the Week Sweeps!
Win big each week in our $50,000 Win the Week Sweeps!
Just use your GO2bank account through 10/29/23 for a chance to win $500 each week. Ten lucky winners every week!
Let the saving begin
Today’s a great day to start taking advantage of our great 4.50% APY.** Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of August 2023. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.42% is determined by the FDIC as of 7/17/23. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Learn how easy it is to open your own savings account.
Save more of your money for what really matters
No monthly fees with eligible direct deposit, otherwise $5 per month** Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise $5 per month.
No ATM fees in our free nationwide ATM network** See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply.
No fees or minimum balance required to open an account online
We believe surprises should be for good things, not bank fees
We believe surprises should be for good things, not bank fees
So, here’s a straightforward list of fees.
Features
Simple fees
Open an account: Online
Free
Open an account: Purchase a card at a retail store
One-time purchase price of up to $2.95. Initial deposit of $20-$500 required
Monthly fee
$0 whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period, otherwise $5 per month
Direct deposit
$0
Cash deposit
Up to $4.95 retail service fee
Transfer money from a linked bank account
$0
Transfer money from a linked debit card
3% of the amount transferred (min of $2.00) added to transfer amount
Cash a check with the app
1% or 5% of check amount for money in minutes, depending on check type ($5 minimum fee per check); $0 for money in 10 days
In-network ATM withdrawal or balance inquiry
$0
Out-of-network ATM withdrawal
$3 per transaction
Out-of-network ATM balance inquiry
$0.50 per transaction
Teller cash withdrawal
$3 per transaction
Funding transaction fee
1.5% of the amount transferred, rounded to the nearest cent, up to a maximum of $10 per transfer. This fee is charged when you fund an external account from your GO2bank account.
Overdraft protection fee
$15 fee may apply for each purchase transaction not repaid within 24hrs of authorization of first transaction that overdraws account. Learn more about Overdraft Protection (PDF)
Replacement card (for lost, stolen or damaged card)
$0
Expedited delivery of replacement debit or secured credit card
$24.95
Foreign transaction fee
3% of total transaction amount