Get your tax refund up to 5 days early** Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Early deposit does not apply to GO2bank accounts opened at a tax professional’s office. The name and Social Security number on file with the IRS must match your GO2bank account to prevent fraud restrictions on the account.

Get your tax refund up to 5 days early** Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Early deposit does not apply to GO2bank accounts opened at a tax professional’s office. The name and Social Security number on file with the IRS must match your GO2bank account to prevent fraud restrictions on the account.

It's the fast, easy and safe way to get your tax refund

It's the fast, easy and safe way to get your tax refund

Get started
Get started

  • Before you file

  • Protect your refund

  • When you file

  • Important dates

  • After you file

Gather what you need to file as early as possible

Gather what you need to file as early as possible

GO2bank account number: Log in to your account for your number

Explore any tax credits or deductions you can claim
Visit https://www.irs.gov/credits-deductions-for-individuals1

Childcare records (including the provider’s tax ID number (if applicable))

Date of birth and Social Security number
(for yourself and anyone included on your tax return)

W-2 forms, any 1099 forms, Letter 6419 (Advance CTC), and Letter 6475 (Third EIP), if applicable

GO2bank routing number: 124303162

 

 

Gather what you need to file as early as possible

Gather what you need to file as early as possible

GO2bank account number: Log in to your account for your number

Explore any tax credits or deductions you can claim
Visit https://www.irs.gov/credits-deductions-for-individuals1

Childcare records (including the provider’s tax ID number (if applicable))

Date of birth and Social Security number
(for yourself and anyone included on your tax return)

W-2 forms, any 1099 forms, Letter 6419 (Advance CTC), and Letter 6475 (Third EIP), if applicable

GO2bank routing number: 124303162

 

 

Protect yourself from fraud

Protect yourself from fraud

Create an Identity Protection PIN with the IRS
 An Identity Protection PIN (IP PIN) prevents anyone else from filing a return using your name or Social Security number. Visit https://www.irs.gov/identity-theft-fraud-scams/get-an-identity-protection-pin1 to get an IP PIN.

Protect your GO2bank account
 See our tips on fraud prevention
If you suspect identity theft, report it now

How to direct deposit your federal tax refund

How to direct deposit your federal tax refund

Get your GO2bank routing and account numbers
Log in to your account here or log in to the GO2bank app to get your direct deposit info

Enter your routing and account numbers on your tax forms
Mark “Checking” on your tax form. Be sure the name on your tax forms matches the name on your GO2bank account

File your return
We’ll post your refund to your account as soon as we receive the instructions from the IRS, which can be up to 5 days early for your federal tax refund.** Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Early deposit does not apply to GO2bank accounts opened at a tax professional’s office. The name and Social Security number on file with the IRS must match your GO2bank account to prevent fraud restrictions on the account.

Important dates to know

Important dates to know

January 3, 2023 – IRS begins accepting and processing 2022 tax returns

January 23, 2023 – IRS eFile opens

April 18, 2023 – Tax filing deadline 

After you file...

After you file...

Track your refund
 GO2bank does not have the status of your refund.
Get status on your federal tax refund at: https://www.irs.gov/refunds1 or call (800) 829-1954. Get status on your state tax refund at: irs.gov/tax-professionals/government-sites1.

Get notified with a text** Message and data rates may apply. or email when your refund hits your account
 Log in to your account to set up notifications for your tax refund or any direct deposit. Select “Settings” then “Notifications”. In the app, select “Menu” then “Notifications”.

Make plans for your refund

Pay bills in the app

Set up one-time or recurring payments so your bills are paid automatically. You can even have a check sent to anyone else through the app. That’s convenience!

Download the app

Make GO2bank your Way2PayTM

Way2Pay lets you set up your GO2bank debit card to be your payment card of choice with dozens of the most popular online merchants and subscription services.

Log in to set up

It pays to save with GO2bank!

Stash your refund for a rainy day. Earn over 10x the national savings rate average when you put money into a GO2bank savings account. 4.50% APY paid quarterly on up to $5,000.** Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of August 2023. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.42% is determined by the FDIC as of 7/17/23. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.

Log in to set up a vault

Give yourself some credit

Use your tax refund to set up your security deposit for a GO2bank Secured Visa® Credit Card. Receive eligible direct deposits to apply for a card, then start building your credit.** Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.

Log in to learn more

Questions? We have answers

Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of August 2023. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.42% is determined by the FDIC as of 7/17/23. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.

Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.

NO PURCHASE NECESSARY. Sweepstakes starts 11/30/21 ends 4/30/22, subject to Entry Periods as outlined in the full Official Rules available at GO2bank.com/50KTax. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. Prize: $1,000 to be awarded as credit or a check. Void where prohibited.

Message and data rates may apply.

Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit of your federal tax refund may vary. The name and Social Security number on file with the Internal Revenue Service must match your GO2bank account exactly or we will decline your deposit.​

Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Early deposit does not apply to GO2bank accounts opened at a tax professional’s office. The name and Social Security number on file with the IRS must match your GO2bank account to prevent fraud restrictions on the account.​

NO PURCHASE NECESSARY. Sweepstakes starts 12/1/22 ends 4/30/23, subject to Entry Periods as outlined in the full Official Rules available at go2bank.com/win500. Must be a legal permanent resident of the 50 U.S. or D.C. (excl. VT, PR & U.S. Territories and Possessions) & 18 or older to enter. Participation excludes cards purchased at retail stores. Prizes (100): $500 to be awarded as credit or a check. Void where prohibited.