Get your tax refund up to 5 days early

Direct deposit is the fast, easy, and safe way to get your tax refund^*^*Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. The name and Social Security number on file with the IRS must match your GO2bank account to prevent fraud restrictions on the account.

Get started

Before you file
Protect your refund
When you file
Important dates
After you file

Things you need to file your taxes

GO2bank Account and Routing Numbers

See tax credits or deductions you can claim

Visit https://www.irs.gov/credits-deductions-for-individuals

Date of birth and Social Security number

(for yourself and anyone included on your tax return)

W-2 forms and any 1099 forms, if applicable

Things you need to file your taxes

GO2bank Account and Routing Numbers

See tax credits or deductions you can claim

Visit https://www.irs.gov/credits-deductions-for-individuals

Date of birth and Social Security number

(for yourself and anyone included on your tax return)

W-2 forms and any 1099 forms, if applicable

Protect yourself from fraud

Get an identity protection PIN from the IRS

An Identity Protection PIN (IP PIN) prevents anyone else from filing a return using your name or Social Security number. Visit https://www.irs.gov/identity-theft-fraud-scams/get-an-identity-protection-pin to get an IP PIN.

Protect your GO2bank account

See our tips on fraud prevention. If you suspect identity theft, report it now.

How to direct deposit your federal tax refund

Get your GO2bank routing and account numbers

Enter your routing and account numbers on your tax forms

Mark “Checking” on your tax form. Be sure the name on your tax forms matches the name on your GO2bank debit card

File your return

Important dates to know

January 27, 2025 – Tax season begins

April 15, 2025 – Filing deadline

October 15, 2025 – Extension deadline

January 27, 2025
Tax season begins

April 15, 2025
Filing deadline

October 15, 2025
Extension deadline

After you file...

Track your refund

GO2bank does not have the status of your tax refund. Track your federal tax refund at: https://www.irs.gov/refunds or or call (800) 829-1954. Track your state refund at https://www.irs.gov/tax-professionals/government-sites.

Get notifications about your tax refund^*^*Message and data rates may apply.

Log in to your account to set up notifications for your tax refund or any direct deposit. Select “Settings” then “Notifications”. In the app, select “Menu” then “Notifications”.

Make plans for your tax refund

Pay bills

Set up one-time or recurring payments for your bills.

Download the app

Way2Pay^TM

Use your GO2bank card to be your payment card of choice online

Set up Way2Pay™

4.50% APY

Earn well over the national savings rate average.^*^*Interest paid quarterly on the average daily balance of all savings during the quarter up to a $5,000 average daily balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) and 4.41% interest rate are accurate as of (December 2024). APY and interest rate may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The national deposit rate for savings accounts is used when stating GO2bank savings accounts “Earn well over the national savings rate average”. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.

Set up a vault

Build your credit

Get the GO2bank^TM Secured Visa^® Credit Card to build credit over time.^*^*Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.

Learn more

Pay bills

Set up one-time or recurring payments for your bills

Download the app

Way2Pay^TM

Use your GO2bank card to be your payment card of choice online.

Set up Way2Pay™

4.50% APY

Set up a vault

Build your credit

Learn more

FAQs

Help

* When on a desktop, hover over * to view important disclosures. When on a mobile device, click on * to view disclosures.

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.

GO2bank^TM cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

GO2bank is Green Dot's flagship mobile bank account. Green Dot has serviced more than 80 million accounts over the last 25 years.

Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services.

Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Atomic, Extole, Experian, Ingo Money, Plaid, Q2 Software or any eGift Card merchants. Partner terms and conditions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.