Have questions? Our NEW Help Center is the fastest way to get answers to top questions and more!

Have questions? Our NEW Help Center is the fastest way to get answers to top questions and more!

Unlock overdraft
protection up to $200

Unlock overdraft
protection up to $200

with opt-in and eligible direct deposit1

with opt-in and eligible direct deposit1

ATM withdrawals, bill payments made within the app and sending money to others are not covered by overdraft protection

ATM withdrawals, bill payments made within the app and sending money to others are not covered by overdraft protection

 

How it works

How it works

Set up and receive direct deposits

Opt in for overdraft protection

We’ll automatically cover purchase transactions that exceed your available balance​

The amount of coverage is based on your direct deposits

You have 24 hours from the authorization of the first transaction that overdraws your account to bring your account positive to avoid a $15 fee

Basic

Receive a single direct deposit of any amount to your account. No fee.

Premium 100

When you receive at least 2 direct deposits totaling $200+ in a 35 day period

Premium 200

When you receive at least 2 direct deposits totaling $400+ in a 35 day period

Your coverage is automatically adjusted based on your direct deposits