Worry less when your balance is low

Get up to $200 in overdraft protection with the GO2bankTM debit card when you set up eligible direct deposits and opt-in.** Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).

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Log in to opt in to overdraft protection

What is overdraft protection?

We’ve all been there - that panic at the register, not knowing whether you have enough in your account to cover your purchase. But with overdraft protection, you can rest easy knowing your go-to has your back if you ever overspend, covering purchase transactions up to $200 after eligible direct deposits and opt-in. That built-in backup can go a long way.

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How overdraft protection works

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Set up and receive eligible direct deposits.

Set up and receive eligible direct deposits.

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Opt in for overdraft protection.

Opt in for overdraft protection.

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We'll cover debit card purchase transactions that exceed your available balance up to $200. Bring your balance back to at least $0 within 24 hours to avoid fees.

We'll cover debit card purchase transactions that exceed your available balance up to $200. Bring your balance back to at least $0 within 24 hours to avoid fees.

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