Worry less when
your balance is low

Worry less when
your balance is low

Get up to $200 in overdraft protection with the GO2bank debit card when you set up eligible direct deposits and opt-in** Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).

Open an account

Already have a GO2bank account?
Log in to opt in to overdraft protection

Get up to $200 in overdraft protection with the GO2bank debit card when you set up eligible direct deposits and opt-in** Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).

Open an account

Already have a GO2bank account?
Log in to opt in to overdraft protection

What is overdraft protection?

We’ve all been there- that panic at the register, not knowing whether you have enough in your account to cover your purchase- that’s where we come in.

When you receive eligible direct deposits and opt-in for overdraft protection, we’ll cover purchase transactions up to $200 if you ever overspend. Just bring your balance back to at least $0 in 24 hours to avoid fees. That built-in backup can go a long way.

Want to learn more about how overdraft protection works and how to make sure you avoid big fees from bigger banks? Visit our blog.

How it works

Set up and receive eligible direct deposits

Opt in to overdraft protection

We’ll cover debit card purchase transactions that exceed your available balance. You’ll have 24-hours to bring your balance to at least $0 to avoid fees.

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