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Worry less when
your balance is low
Worry less when
your balance is low
Get up to $200 in overdraft protection with the GO2bank debit card when you set up eligible direct deposits and opt-in** Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).
Already have a GO2bank account?
Log in to opt in to overdraft protection
Get up to $200 in overdraft protection with the GO2bank debit card when you set up eligible direct deposits and opt-in** Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).
Already have a GO2bank account?
Log in to opt in to overdraft protection
What is overdraft protection?
We’ve all been there- that panic at the register, not knowing whether you have enough in your account to cover your purchase- that’s where we come in.
When you receive eligible direct deposits and opt-in for overdraft protection, we’ll cover purchase transactions up to $200 if you ever overspend. Just bring your balance back to at least $0 in 24 hours to avoid fees. That built-in backup can go a long way.
Want to learn more about how overdraft protection works and how to make sure you avoid big fees from bigger banks? Visit our blog.
How it works
Set up and receive eligible direct deposits
Opt in to overdraft protection
We’ll cover debit card purchase transactions that exceed your available balance. You’ll have 24-hours to bring your balance to at least $0 to avoid fees.