Build credit  today for a better tomorrow

Start building better credit today

Start building your credit score, one purchase at a time, one on-time payment at a time, with the GO2bankTM Secured Visa® Credit Card.

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credit score

No credit check** Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.

No credit check** Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.

credit score

Credit limit starting as low as $100

Credit limit starting as low as $100

credit score

No annual fee** Annual Percentage Rate is 22.99% and is accurate as of 3/1/2024. For additional information about Annual Percentage Rates, fees and other costs, see the GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF).

No annual fee** Annual Percentage Rate is 22.99% and is accurate as of 3/1/2024. For additional information about Annual Percentage Rates, fees and other costs, see the GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF).

credit score

Monthly credit bureau reporting

Monthly credit bureau reporting

What’s the GO2bank Secured Visa®Credit Card?

When it comes to getting a line of credit, other banks’ options just might not fit your needs or may be too complicated. Build credit on your own terms with a low security deposit and responsible use of the GO2bank Secured Visa® Credit Card.

Meet your new credit-building partner

Learn more about how you can start building or repairing your credit over time with a go-to on your side.

Build credit and a chance to win $500

Get 5 entries in our $40,000 Win the Week Sweeps by making an on-time payment to your GO2bank Secured Visa® Credit Card through 8/11/24.

Your credit score and why it matters

Credit score

Credit score

Your credit score is based on factors like your payment history, amount owed, and length of your credit history. With the GO2bank Secured Visa® Credit Card, you can track your credit score each month for free with VantageScore® powered by Equifax®!

Credit reporting

Credit reporting

At the end of every month, we’ll report your credit standing to the 3 major credit bureaus- Experian®, Equifax®, and TransUnion®. When you use your card responsibly, that history of good credit standing will help you build credit.

Benefits of credit

Benefits of credit

A good credit score can help you get lower interest rates from creditors, reduce security deposit requirements on new loans or services, and prepare for a brighter future.