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Experian will walk you through each of the steps one-by-one when you start your boost:

1. Agree to give Experian read-only access to your bank account payment history.

2. Connect the bank or credit card account you use to pay your utility bills, so Experian can verify your electronic payment records.

3. Using world-class encryption to keep your data secure, Experian will look for at least three months of payments within six months for each bill.

4. Experian will show you what was found, so you can verify it's correct and add it to your Experian credit file for a boost.

And that's it! A couple things to keep in mind though: Experian can access up to 24 months of data to add to your credit file, as determined by your bank or credit card provider. The payments for your bills must be from the same payment source. If you miss a payment, that negative data won’t be added to your credit file—and you can disconnect your added bills at any time.

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* When on a desktop, hover over * to view important disclosures. When on a mobile device, click on * to view disclosures.

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.

Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

GO2bank is Green Dot's flagship mobile bank account. Green Dot has serviced more than 80 million accounts over the last 24 years.

GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services.

Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Atomic, Extole, Experian, Ingo Money, Plaid, Q2 Software or any eGift Card merchants. Partner terms and conditions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

Welcome to the GO2bank™ Help Center How can we help?

How does it work?

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Welcome to the
GO2bank™ Help Center
How can we help?