Log in to your GO2bank account and look at the secured credit card tile on your account dashboard. Locate Menu and select 'Adjust your credit limit' and then 'Decrease my credit limit' to start the process. You cannot decrease your credit limit if it is already at $100 and you cannot decrease your credit limit below your current balance. If you decrease your credit limit the funds will be immediately transfered to your GO2bank account.
We report your credit line decrease activity to the 3 credit bureaus and this may impact your credit score. You can only decrease your credit limit once in 30 days.
Please refer to your GO2bank Cardholder Agreement & Security Agreement for details.