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GO2bank™ Help Center
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How do I decrease my GO2bank Secured Credit Card credit limit?

Log in to your GO2bank account and look at the secured credit card tile on your account dashboard. Locate Menu and select 'Adjust your credit limit' and then 'Decrease my credit limit' to start the process. You cannot decrease your credit limit if it is already at $100 and you cannot decrease your credit limit below your current balance. If you decrease your credit limit the funds will be immediately transfered to your GO2bank account.

We report your credit line decrease activity to the 3 credit bureaus and this may impact your credit score. You can only decrease your credit limit once in 30 days.

Please refer to your GO2bank Cardholder Agreement & Security Agreement for details.

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Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.

GO2bankTM cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

GO2bank is Green Dot's flagship mobile bank account. Green Dot has serviced more than 80 million accounts over the last 25 years.

Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

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