With eligible direct deposits you can apply for the GO2bank Secured Credit Card in the GO2bank app or online at GO2bank.com. After you log in to your account, if you are eligible you will see the “Apply now” option in the secured credit card section of your account dashboard. To apply, complete and submit the application asking about your monthly income and monthly expenses. In most cases, approval decisions are instant unless an OFAC review is required which can delay the approval process. In some cases, applications may be denied.