Skip to content
Go2Bank Brand Logo
Help
  • Help Center
  • FAQs
  • Quick help guides
  • Chat with an agent
  • Blog
  • Contact us
  • Fraud protection
  • Identity theft protection
Log in_icon Log in
Activate your card_icon Activate your card
Activate your card_icon Activate your card
Help_icon Help
  • Help Center
  • FAQs
  • Quick help guides
  • Chat with an agent
  • Blog
  • Contact us
  • Fraud protection
  • Identity theft protection
  • Home
  • Features
    • Overdraft protection
    • Save money
    • Protect your money
    • Get the app
    • Refer a friend
  • Move money
    • Deposit options
    • Direct deposit
    • Deposit cash
    • Transfer money
    • Cash a check
    • Deposit tax refund
  • Build credit
    • Secured credit card
    • Credit Care Advantage
  • About us
  • Partner services
Help
  • Help Center
  • FAQs
  • Quick help guides
  • Chat with an agent
  • Blog
  • Contact us
  • Fraud protection
  • Identity theft protection
Log in_icon Log in
Activate your card_icon Activate your card
Activate your card_icon Activate your card
Help_icon Help
  • Help Center
  • FAQs
  • Quick help guides
  • Chat with an agent
  • Blog
  • Contact us
  • Fraud protection
  • Identity theft protection
Open an account

Welcome to the
GO2bank™ Help Center
How can we help?

  1. Help
  2. Credit building products
  3. Your secured credit card
  4. Military benefits
  5. How do I qualify for benefits under the Federal Military Lending Act (MLA)?

How do I qualify for benefits under the Federal Military Lending Act (MLA)?

The MLA is focused on protecting service members and their dependents from certain lending practices.

To be eligible for these benefits you must be on active duty or on active federal orders of no less than 30 days for National Guard and Army Reserve soldiers at the time you apply for a GO2bank Secured Credit Card account. Your dependents can receive this benefit as well if they fall into one of the below categories:

  • Spouse
  • Children under age 21
  • Children under age 23 who are enrolled full time at an approved institution of higher learning and dependent (or dependent at the time of the member’s or former member’s death) on a covered member for over one-half of their support

Customer Responsibilities:

To take advantage of the MLA provisions, make sure to upload the required documentation (e.g. copy of valid military orders) when you sign up for your GO2bank Secured Credit Card.

Continue making payments as MLA benefits do not relieve you of your responsibility to make payments, nor do they prevent us from reporting past due payments to credit bureaus.

If you’re having trouble making your payments, please contact GO2bank Customer Support at 855-459-1334.

For more information regarding your rights and responsibilities under the MLA, visit the MLA website.

Related questions

  • How do I qualify for benefits under the Federal Servicemember Civil Relief Act (SCRA)?

Account

Open an account
Activate your card
Get the app
Find in stores
Direct deposit
Build credit
Refer a friend

Resources

Help Center
FAQs
Quick help guides
Contact us
Blog
About us
Site map
Partner services

Legal

Account agreements
Technology privacy statement (PDF)
Site terms of use (PDF)
Overdraft protection notice (PDF)
Ad choices (PDF)
Law enforcement​

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.

Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

GO2bank is Green Dot's flagship digital bank. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners.

GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services.

Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. Partner terms and conditions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

©2023 GO2bank. GO2bank is a trademark of Green Dot Corporation. All rights reserved.