A $25 late payment fee is applied to the first late minimum payment in a rolling 6 month period. Any subsequent late minimum payment in the same rolling 6 month period will incur a $39 fee. If a period of 6 months passes without a late minimum payment, then the fee will reset to $25 and start the process again. Lower fees will apply if required by state law. The late payment fee will not exceed the minimum payment due. Please refer to your Cardholder Agreement & Security Agreement for details.
Not making payments in full or on time may negatively impact your credit standing (and credit score) over time, so it’s a good idea to make full, on-time payments as much as possible!