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Can I avoid fees for overdraft protection?

Yes. There are no fees for overdraft protection with the Basic coverage level.

With the Premium 100 and Premium 200 coverage levels of protection you can avoid the $15 overdraft fee if your account is returned to a $0 or positive balance within 24 hours of authorization of the first transaction greater than $5 that overdraws your account by more than $10. Your coverage is automatically adjusted based on your direct deposits.