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Welcome to the
GO2bank™ Help Center
How can we help?

  1. Help
  2. Your debit card and transactions
  3. Overdraft protection
  4. How do I opt out of overdraft protection?

How do I opt out of overdraft protection?

Log into your account at GO2bank.com or via the GO2bank app. In general, your opt out request will be effective immediately, and we will send you an email to confirm your opt out request. However, any pending purchase transactions authorized prior to opting out that overdraw your account may still take the account below $0 and result in a $15 overdraft fee.

There are two ways to opt out of overdraft protection once eligible - the GO2bank app or GO2bank.com
1) GO2bank app
– Log into your account
– Tap Overdraft Protection on the home screen
– Tap the three dots "..." in the upper right corner
– Tap Opt Out of Overdraft Protection
– Tap Opt Out

Or

2) GO2bank.com
– Log into your account
– Select the Overdraft Protection tab in the top navigation on the home screen
– Select the 3 dots "..." in the upper right corner
– Select Opt Out of Overdraft Protection
– Select Opt Out

Note, when you opt out of overdraft protection, any purchase transactions authorized prior to opting out that overdraw your account may still result in a $15 fee.

Related questions

  • What is overdraft protection?
  • How do I qualify for overdraft protection?
  • How will I be notified that I am eligible for overdraft protection?

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Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.

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GO2bank is Green Dot's flagship digital bank. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners.

GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

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