How do I add a vault?

If your account is in good standing and has a positive account balance, you can set up a vault in the GO2bank app or at GO2bank.com.

Log in to your GO2bank account
In the GO2bank app, tap “Savings” then “Learn more” for more details. On GO2bank.com, select the “Start saving” button on the “Savings” tile for more details.
Tap “Get started” and complete tax withholding certification.
Choose a name for your vault and add a goal and due date if desired.
Tap “Transfer money” to start adding money to your vault

You can create up to 5 vaults. The best part, money in your vault will earn 4.50% APY, which is well over the national average!

Interest paid quarterly on the average daily balance of all savings during the quarter up to a $5,000 average daily balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) and 4.41% interest rate are accurate as of June 2025. APY and interest rate may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The national deposit rate for savings accounts is used when stating GO2bank savings accounts “Earn well over the national savings rate average”. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.

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Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.

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How do I add a vault?

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