Keep more of your money

See how you can save the day and your budget with these great benefits

See how you can save the day and your budget with these great benefits

No monthly fees

with eligible direct deposit, otherwise $5 per month1

Free nationwide ATM network2

Find free ATM locations using the app

Find free ATM locations using the app

Earn up to 7% instant cash back

when you buy eGift Cards from nearly 100 popular merchants in the app.
Earn 3% instant cash back when you buy Amazon eGift Cards in the app.3

Earn over 10x the national savings rate average

The future looks bright when you earn 1% APY on the money in your own savings account, paid quarterly up to $5,0004

Overdraft protection up to $200 with opt-in and eligible direct deposit5

We’ve got your back. Simply set up direct deposit, opt in for overdraft coverage and we’ll automatically cover you based on your deposits.

Online bill pay

Pay all your bills from a single app, even send a check to make a payment!

Mobile wallet

Add your GO2bank debit card to Apple Pay, Google Pay™ and Samsung Pay .

No hidden fees


See our clear and straightforward fees so you’ll never be surprised



Simple Fees

Monthly fee

$0 whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period, otherwise $5 per month

Direct deposit


Cash deposits

Up to $4.95 retail service fee

Transfer money from a linked bank


Transfer from a linked debit card

1.5% fee (min $1.00) added to transfer amount

Cash a check with the app

1% or 5% of check amount for money in minutes, depending on check type; $5 minimum fee per check
$0 for money in 10 days

In-network ATM withdrawal


In-network ATM balance Inquiry


Out-of-network ATM withdrawal

$3 per transaction

Out-of-network ATM balance inquiry

$0.50 per transaction

Teller cash withdrawal

$3 per transaction

Replacement card (for lost, stolen or damaged card)


Foreign transaction fee

3% of total transaction amount

Expedited delivery of replacement debit or secured credit card


Ultimate mobile banking

Simple. Seamless. Smart.